New! Okada
Finance shaped around productive work.
Rider business owners need clear information, responsible assessment, and repayment terms they can understand before making a commitment.
Working capital for rider businesses
Finance your next business move.
Okada offers assessed, secured finance to eligible motorcycle owners and legal controllers.
An eligible existing motorcycle may be offered as security. Approval and terms depend on assessment.
Bike as security
Keep riding, keep earning
Quick & simple
Fast approvals
Built for riders
We understand your hustle
Grow your business
More rides, more income
How it works
Five clear stages for responsible business finance.
Okada is designed as a transparent, assessed process. You can understand what is happening, what is needed, and what comes next.
- 01
Discover
Understand secured business finance and whether Okada is right for you.
- 02
Prepare
Gather identity, business, motorcycle and income information.
- 03
Assess
Your application and repayment capacity are reviewed case by case.
- 04
Review the offer
Review the amount, costs and repayment plan before accepting.
- 05
Use and repay
Use funds for the agreed purpose and follow your repayment plan.
Why Okada
Finance shaped around productive work.
Rider business owners need clear information, responsible assessment, and repayment terms they can understand before making a commitment.
Finance for productive needs
Working capital for essential rider business activity.
Responsible assessment
Income and commitment capacity are considered before disbursement.
Clear terms and repayments
Understand costs, commitments and repayment progress.
Existing asset-backed access
An eligible motorcycle may be considered as security.
Requirements
What to have in mind before assessment.
This early checklist explains the likely starting point without overwhelming you with legal details. Complete requirements will depend on the proposed facility and assessment.
A valid Kenyan national ID
An active mobile phone and mobile money access
Evidence of rider business income and financing need
A motorcycle you own or legally control
Documents supporting ownership or security
Consent to verification and assessment
Preparation checklist
Arrive fully ready. Having everything early reduces uncertainty and makes verification smoother.
Confidence and support
Secure, guided, and grounded in Kenyan context.
Okada is designed to explain what is needed in plain language, protect sensitive information, and make it easier to finance your ride confidently in Kenya.
Secure by design
Information is used only for a clear purpose and protected services.
Guidance when it matters
The experience is built around rider realities and responsible finance.
Talk to support
Support channels will be clear before a decision is made.
Start access
A secure entry point for Okada teams.